Welcome to 360info.in (“the Platform”). This platform is a personal advisory and educational brand owned and operated by its Founder. By accessing, browsing, or using this website, you acknowledge that you have read, understood, and agreed to the following regulatory disclosures and terms of use.
- Platform Identity & Registration Status
360info.in operates in a dual capacity depending on the financial products discussed:
Certified Status: The Founder is a certified Insurance Advisor regulated by the Insurance Regulatory and Development Authority of India (IRDAI) and an AMFI-registered Mutual Fund Distributor.
Non-Registered Status: The Founder is not registered with the Securities and Exchange Board of India (SEBI) as an Investment Advisor (RIA) or Research Analyst (RA).
- Mutual Fund Distribution (AMFI Guidelines)
All mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.
No Guarantees: The past performance of any mutual fund scheme, sponsor, or affiliated fund is not a reliable indicator or guarantee of future returns.
NAV Fluctuations: The Net Asset Value (NAV) of mutual fund units may fluctuate based on macroeconomic factors and capital market conditions.
Role of Platform: For mutual funds, 360info.in acts solely as a distributor. We do not guarantee or assure any specific returns on your investments.
- Insurance Advisory (IRDAI Guidelines)
Insurance is the subject matter of solicitation. For more details on risk factors, terms, conditions, and exclusions, please carefully read the sales brochure, prospectus, or official policy wordings issued by the specific life or general insurance company before concluding any sale.
Contractual Bounds: The final insurance contract is strictly between you (the policyholder) and the respective insurance company. 360info.in provides advisory and consulting services but does not underwrite risk or act as the insurer.
Unit Linked Insurance Plans (ULIPs): ULIPs are distinctly different from traditional insurance products and are subject to inherent market risks. Premiums paid in ULIPs are subject to investment risks associated with capital markets. The insured assumes full responsibility for their investment decisions.
- Equities, Algorithmic Trading & Stock Market (Non-SEBI)
All discussions, charts, technical analysis, Pine Script indicators, and automated API trading workflows related to direct equities on the National Stock Exchange (NSE) or other markets are shared strictly for educational and informational purposes.
Not Financial Advice: Content regarding specific stocks, Portfolio Management Services (PMS), debentures, or investment baskets does not constitute financial advice, investment tips, or direct buy/sell recommendations.
Risk of Loss: Active trading in the securities market involves a substantial risk of capital loss. Automated trading architectures carry additional risks related to technology execution and operational failure.
User Responsibility: You are entirely responsible for your own risk management, financial analysis, and trade execution. Please consult a qualified, SEBI-registered financial advisor before making any live investment or trading decisions.
- Tax Liability & General Financial Planning
Any tax benefits or financial planning strategies discussed on this platform are subject to the prevailing provisions of the Income Tax Act, 1961, and other applicable Indian laws, which are subject to amendments by the Government of India.
360info.in does not provide formal tax or legal advice.
We strongly recommend consulting a certified Chartered Accountant (CA) or tax professional for precise assessments based on your specific financial footprint.
- Accuracy of Information
While every effort is made to ensure the accuracy and reliability of the data, charts, and information provided on this platform, 360info.in assumes no liability for errors, omissions, or inaccuracies. Financial markets are dynamic, and information may become outdated quickly. - Governing Law & Jurisdiction
All advisory services and content provided on this platform align with the regulatory frameworks established by Indian authorities. Any legal disputes arising from the use of 360info.in or the consulting services provided shall be subject to the exclusive jurisdiction of the competent courts located in Bengaluru, Karnataka.